QAIBDalbar’s Quantitative Analysis of Investor Behavior (QAIB) has been measuring the effects of investor decisions to buy, sell and switch into and out of mutual funds for over 15 years. The results have shown to varying degrees that the average investor earns significantly less than mutual fund performance reports suggest.

CashMapperA Computer based intelligent agent that conducts a financial needs assessment and directs users to pre-qualified services to meet their financial needs.

Fiduciary Adviser Network (FAN)The Fiduciary Adviser Network (FAN) is a turnkey solution for advisers seeking to promote advice services to plan sponsors and their participants. The program performs the independent third party review and audit required to provide advice to retirement plan participants.  FAN enables advisers to meet the requirements of the Pension Protection Act of 2006.

Computer Model CertificationThe Dalbar’s Computer Model Certification provides firms that seek to comply with advice regulations for IRAs and 401(k) participants with the required credentials to comply with the regulations. Certificants receive a distinctive mark of quality in the form of the Dalbar Seal that differentiates the model from the hundreds of other that are non-compliant.

Registered Fiduciary™ CertificationRecent regulations have underscored the importance of the Fiduciary Adviser in financial decision making. The Registered Fiduciary™ (RF™) certification identifies financial professionals that have met the necessary requirements to serve in this important new role and distinguishes RF™ designated professionals as having met the highest fiduciary standard in the financial industry.